spotloan.com

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{
  "@context": "https://schema.org",
  "@type": "FAQPage",
  "mainEntity": [
    {
      "@type": "Question",
      "name": "Why an Online Installment Loan?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Consumers have multiple types of loans from which to choose, including home loans, car loans, credit card advances, and home equity loans. Online installment loans are designed to help when you need a short-term loan fast and have bad credit or even no credit. Consider an online installment loan if you’re short on money, don’t have other credit options, and need help with expenses"
      }
    },
    {
      "@type": "Question",
      "name": "How long does the application process take?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "The application process is fast as it is done completely online. Most people complete the process in about 10 minutes. If you accepted your loan terms on a Monday through Friday, before 10 a.m. CT, Spotloan will transfer the money to your bank by no later than 3 p.m. on the same day. If you accepted your loan terms on a Monday through Thursday between 10 a.m. CT and 8 p.m. CT, Spotloan will transfer your funds to your bank overnight. If you accepted your loan terms on a Friday after 10 a.m. CT through anytime on Sunday, Spotloan will transfer your money over the weekend and it will be waiting at your bank on Monday morning."
      }
    },
    {
      "@type": "Question",
      "name": "What if I have bad credit?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Most lenders shy away from lower credit scores that rely on prior loan and credit card history available from the 3 credit bureaus. However, we reach beyond the bureaus and scores using an advanced algorithm to spot real people with the real intent to pay, despite low credit scores, past credit problems, or lacking credit history. If you have a bad credit score, or have not borrowed before, Spotloan can help you get money fast. No collateral is required."
      }
    },
    {
      "@type": "Question",
      "name": "How do I decide if a Spotloan is right for me?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "We'll attempt to securely charge your credit card at the point of purchase online. If there's a problem, you'll be notified on the spot and prompted to use another card. Once we receive verification of sufficient funds, your payment will be completed and transferred securely to us. Your account will be charged in 24 to 48 hours."
      }
    },
    {
      "@type": "Question",
      "name": "Will I be charged sales tax for online orders?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Only you can decide if a Spotloan is right for you. Banks, credit cards, or even friends and family may be able to offer you better loan terms. We encourage you to check with them before you apply for a Spotloan."
      }
    }
  ]
}